Setting up automatic transfers from your checking account to your savings account can help you to save money without even thinking about it.

If you are nearing retirement or currently retired, it’s still important to focus on your personal finances. Some may even say that at this stage, it’s even more critical. Today we will discuss some tips and strategies for you to consider for your retirement years.

What’s unique about discussing personal finance as it relates to families is that you will be in a position to not only improve finances as a married couple, but you’ll also be able to teach your kids about money at the same time.

As a young professional, it's important to start thinking about your personal finances early on to set yourself up for a financially stable future.

If you’re a student or a young person under 20 years old, I would like to grab your attention for a few minutes to talk about personal finance tips that will help you to keep more of what you earn and help to prevent stressful situations that you don’t need to go through.

When it comes to budgeting and using a percentage structure for certain categories related to personal finance, it's important to have a clear understanding of your income and expenses.

Being completely debt-free can be a liberating and empowering feeling. It means that you no longer have any outstanding loans or payments to worry about, and you have complete control over your finances. You can breathe easier knowing that you don't owe anyone any money, and you can focus on achieving your financial goals.

Living frugally means being intentional about your spending and finding ways to reduce expenses without sacrificing your quality of life.

Creating a budget is the first step towards paying off any credit card, but there are six other steps that will also help you to pay off your credit cards and get out of debt.

Getting out of debt can be a daunting task, but it is not impossible. With a plan and a bit of discipline, you can get on the path to financial freedom, with getting out of debt being your first step.

A personal checkpoint is a way for us to see how we’re doing with a particular goal. It’s important because if we don’t check in from time to time, we won’t truly be able to measure our progress and discover what might be hindering our goals.

Let’s start by painting a quick picture. Money is tight because it’s after the holidays, and you’ve just paid your property taxes. You had less resources than you would have liked to have available, so you ended up tapping into your savings account.

I decided not too long ago to see what would happen if I saved 10% of my income and stashed it away in my savings account. My goal was to simply save 10% of my earnings to see just how easy it could be if I was chose to be consistent with this new habit.

Grocery prices continue to go up. For whatever reason, we are seeing a steady increase in the total at the registers. For those of us who budget a set amount for groceries each month and need to keep adjusting that amount, this can be annoyingly frustrating.

For many of us, once we come to the realization that we are in debt more than what feels comfortable, we begin to apply the brakes a bit when it comes to spending. We may notice that we haven’t been paying much attention to the amount of dollars going out as it relates to dollars coming in. We may become painfully aware of how our overspending has gotten us into a mess, whether that overspending occurred over a longer period of time or if it was the result of several larger expenses.

When it comes time to purchase a vehicle, ideally you could pay the entire amount without borrowing a single penny in order to do so. However, that’s not always possible.

Did you know that the majority of folks who become financially successful took the time necessary to educate themselves? We can’t rely on the information being handed to us; we need to search for information as it relates to personal finance.

I don’t know about you, but I am someone who tends to enjoy stretching my limits when it comes to goalsetting. The truth is, so many of us are guilty of setting our own limitations, whether we will admit to that fault or not.

Many of us had unwittingly gotten ourselves into certain messes, so even when we have nobody else to blame but ourselves, the situations can still be 100% pure and natural nonsense.

I’m not one for New Year’s resolutions. With that being said, I am one for constant and focused improvement throughout the year. I do understand that the close of a given year making way for a new one provides us with the feeling of a fresh slate and a perceived opportunity to get started again towards our goals.